Local Buying Tips

Financial Assessment:

• The first thing you want to do is assess your available on hand and current debt obligations. It is best to get your debt paid down as much as possible to get the best loan package available

Pre-Approval

• One of the first things you want to do is get in contact with a local lender. It is essential that you know the loan options available to you and that you know how much you can finance (sometimes you can afford more than you think). 

Define Your Must-Haves and Must-Nots

• When you buy a new home you want it to be exactly what you had envisioned. Take into account if there's anything in your current home that you absolutely need to have or if there's something in your home you never want to see. 

Understand Sale Terms

• What contingencies does the seller have in place, what contingencies do you need to put in place? Also, what is included and excluded in the sale of the home? If you want the new washing machine or riding lawn mower you need to make sure to put that in your purchase contract.

Utilities

• When you eventually get your offer accepted on the home contact local utility companies to get set up with power, garbage, water, and other essentials.

What To Do After Closing

• There are a few essentials you want to do after you have closed on your new home
  • Change the locks on the doors
  • Get it deep cleaned 
  • Update your driver's license and address
  • Stay in contact with your REALTOR incase anything else pops up